Strategic appraisal and advisory services for flexible capital solutions.
Sanderson Weatherall provides specialist support for domestic and cross-border ABL and other diverse lending transactions across the UK, Ireland, and Europe. We provide specialist advice and support to asset based lenders (ABLs), investors, equity providers, company owners, advisors and restructuring, execution and strategy professionals on securing funding against diverse asset classes to facilitate structured lending, refinance, acquisitions, MBOs/MBIs, restructuring and working capital growth.
Core asset expertise
We deliver precise collateral appraisals, advice, audits and surveys for:
Our Services
Mitigating risk through rigorous appraisal and strategic market insight.
Appraisal & Due Diligence
Informed lending requires rigorous understanding and risk profiling. Our team provides the essential appraisals, surveys and audits necessary for the credit process, supporting new business ventures, portfolio management review, refinancing and asset agency / business restructuring advice. We ensure lenders, borrowers and advisors have a clear understanding of asset recovery values, risk, monitoring, management and exit strategies in all markets and all asset classes covering industrial, manufacturing, commercial and wholesale businesses.
Market Agility
As regulatory and economic landscapes evolve, we help clients navigate shifts in creditor hierarchies and security pools. Our multi-disciplinary approach ensures that ABL structures, incorporating revolving inventory facilities and term loans, remain fluid, flexible, and fully compliant.
Case Studies
Cosmetics
- Job: Valuation for asset-based lending
- Asset Class: Inventory
- Processes: Import and distribution
Vitamin and Mineral Supplements
- Job: Valuation for asset-based lending
- Asset Class: Inventory
- Processes: Sale and distribution
Engineered Timber Products
- Job: Valuation for asset-based lending, debtor survey for new facility
- Asset Class: Accounts receivable
- Processes: Design and manufacturing
Food production/manufacture
- Job: Valuation for asset-based lending refinance
- Asset Class: Inventory
- Processes: Food production/manufacture
Luxury Jewellery
- Job: Valuation for asset-based lending
- Asset Class: Inventory
- Processes: Design, production & retail
Premium Spirits
- Job: Valuation for asset-based lending
- Asset Class: Inventory & accounts receivable
- Processes: Spirit production & distribution
Reconditioning of parts for the automotive industry
- Job: Valuation for asset-based lending refinance
- Asset Class: Inventory & accounts receivable
- Processes: Engineering
More information about Asset Based Lending
Asset based lending (ABL) can provide fast, flexible working capital for businesses by securing loans against industrial, manufacturing, commercial, wholesale and retail assets including but not limited to inventory, receivables and plant and machinery. IP is also fast becoming a potential important part of additional asset funding security for lenders and banks to support borrowers.
We provide specialist advice and support to asset based lenders (ABLs), investors, equity providers, company owners, advisors, restructuring, execution and strategy professionals.
Collateral valuations and due diligence surveys are an important part of the secured asset based lenders considerations when considering new and reviewing existing portfolio – ABL transactions and are a major requirement of the credit process. These valuations and surveys support the lenders structured deal offering and are vital in the decision making process for secured lending on acquisitions, refinance and MBO/MBI deals.
Inventory Appraisals
We have a dedicated ABL Advisory team comprising of partners with extensive secured lending appraisal, accountancy and asset recovery experience.
We are panel approved with banks and independent asset based lenders, providing pre-lend and ongoing monitoring and asset security advice across a wide range of commercial, industrial, wholesale and commodity inventory.
Our experience and services are also utilised to support M&A, debt advisors, private equity providers, investors and restructuring professionals with appraisals, risk analysis, inventory profiling and exit strategy.
We provide independent inventory advice and appraisal services including a detailed review of retention of title.
We conduct inventory inspections, systems audits, sample or full counts and provide monitoring and recovery advice.
Sanderson Weatherall can also provide sales disposal services to support turnaround and recovery disposition.
Appraisals are conducted across all sectors in the UK, Europe and globally.
Accounts Receivable
Sanderson Weatherall provide accounts receivable due diligence and risk management advice across the UK and Europe from pre-lending surveys to outsourced cycle audits.
Reviews of processes, documentation as well as treasury, cash and accounts payable to provide a comprehensive view to support new or existing lending facilities.
Advice is also provided to restructuring professionals and advisors to assist with recovery preparations.
We can assist with debtor collect out situations with our team having experience in running debtor collection exercises for insolvency professionals across many sectors.
With experience and resource across all principal asset types; accounts receivable, inventory, plant and machinery and property, Sanderson Weatherall can provide a joined up, one stop solution for asset due diligence.
We combine data analysis, field work and our experience to provide meaningful independent commercial advice. Our services can be deployed across almost all sectors and territories.
Plant & Machinery
As leaders in the industry, we offer a comprehensive range of services for machinery and business asset valuations.
From detailed valuations of machinery to desktop appraisals, we can advise you.
Our machinery and business assets team comprises of a large team of experienced RICS and ASA accredited machinery and business asset valuers, auctioneers, agents and support staff.
We place great emphasis on technical expertise, professional integrity and client care when operating in the machinery and business assets sector.
We provide financial and market valuation advice on a full range of tangible business assets including plant & machinery, motor vehicles, and business equipment.
Recent asset types valued include; animal feed and flour milling machinery, food processing, engineering and woodworking equipment, rail road contractors plant, recycling machinery, transport fleets and commercial vehicles.
In a continually changing market and as continued uncertain factors remain economically and geo politically, borrowers and lenders together will continue to face many challenges. Christian Humphreys, partner and head of the asset based lending team commented on the specialist support that ABL can offer.
Asset Based Lending (“ABL”) remains an important route to funding for many industrial, manufacturing, wholesale and retail businesses; and will continue to be a key access to funds both in its current guise and in future form as funding and security pools change. ABL remains the most fluid and flexible form of security for businesses reliant on floating charge lending incorporating inventory revolving facilities along with the primary invoice finance form of ABL supported by additional plant and machinery and property term loan facilities.
ABL can offer the following advantages:
- Liquidity & Access to Capital: ABL can allow companies to unlock value from assets, often providing higher funding amounts than traditional cash-flow-based loans, especially but not limited to companies with strong balance sheets but uneven cash flow.
- Increased Flexibility: ABL facilities can have fewer restrictive covenants, allowing management greater operational freedom.
- Speed: ABL can be arranged relatively quickly, making it ideal for immediate cash needs.
- Support for Growth: Ideal for scaling, seasonal fluctuations, acquisitions, or restructuring without selling equity.
- Improved Cash Flow: By accelerating the conversion of receivables and inventory into cash, it improves working capital.
We are perfectly positioned to support our current and future client base through the changes, challenges and risks ahead offering advice and due diligence to assess the exposure and options to mitigate the risk. We provide independent and specialist all asset class appraisals and sector guidance relating to inventory floating charge and receivable fixed charge facilities, along with plant and machinery and property term loans.
Our Asset Based Appraisal and
Advisory team
Perfectly placed national experts. Tailored ABL appraisal and advisory services.
Contact us
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